Julie Piepho, President of Consumer Banking of Adams Bank & Trust. Piepho has been in the real estate financial industry for over 40 years where she has held leadership positions from large national banks, independent mortgage banking companies to local regional banks. She holds her BA in Finance from University of Wyoming but has been a supporter of CSU since 1985. She holds the prestigious Master Certified Mortgage Banker designation from the Mortgage Bankers Association and was instrumental in working with MBA to fund the Everitt Real Estate Center in 2000. She has served on several national and state boards for the mortgage industry, along with local non-profit boards. She is used as a subject matter expert for several authors in their books in real estate finance.